Key takeaways: The XRP price prediction suggests that the coin’s price will rise to $1.27 by the end of 2026. The growing adoption rate of the XRP Ledger Protocol could push XRP to an average price of $5.55, with a possible maximum trading value of $6.03 in 2028. In 2032, the target price for XRP is between $11.42 and $12.38, with an average price of $11.90. XRP has a strong community of supporters and developers and continues to see tremendous potential in Ripple’s technology and products. Despite short-term price fluctuations and a bear market, many analysts believe XRP has a bright future. Whether it will reach new highs or continue to grow steadily remains to be seen, and despite its history of legal battles with the Securities and Exchange Commission, this digital asset will undoubtedly play an important role in global financial institutions. So, how high can XRP realistically go? Will XRP reach 5 dollars? Let’s answer these questions in our XRP price prediction. Overview Cryptocurrency Ripple Token XRP Price $1.30 (-2.43%) Market cap $79.58B Trading volume (24-hour) $13.62B Circulating supply 60.91B XRP All-time high $3.65 on July 18, 2025 All-time low $0.002686 on May 22, 2014 24-hour high $1.43 24-hour low $1.14 XRP price prediction: Technical analysis Metric Value Price volatility 7.63% 50-day SMA $1.93 200-day SMA $2.43 Sentiment Bearish Fear and greed index 9 (Extreme Fear) Green days 6/30 (20%) XRP price analysis: XRP recovers to $1.30 after taking a dip to $1.21 TL;DR Breakdown XRP price analysis confirms a bearish trend at $1.30. The token lost 2.43% in value over the day. XRP faces strong resistance at $1.50. On February 6, 2026, XRP is showing signs of recovery after finding support near $1.21. While the coin is currently trading around $1.30, it remains down 2.42% over the past 24 hours. Despite facing a series of sharp corrections throughout the week, including a dip to yesterday’s low of $1.21, the token is beginning to rebound today. XRP price analysis on the daily timeframe The one-day XRP price chart confirms that buying support has arrived despite the broader downward trend. XRP’s value climbed to a lower high of $1.30 over the past 24 hours. While a green candlestick signals returning bullish momentum, the bearish shadow continues to hang over the market. XRP/USD 1-day price chart | Source: TradingView The distance between the Bollinger bands defines the volatility. This distance is wide as volatility has increased. Moreover, the upper band of the Bollinger Bands indicator, indicating the resistance, is at $2.19. The lower Bollinger band, indicating support, is at $1.30. The Relative Strength Index (RSI) indicator is still in the oversold area. The indicator is currently at 24, but it is moving upwards. The buying activities have led to an increase. This ascent is reflected by an upward curve on the RSI graph. If the bullish momentum continues to rise, the market can enter a period of stability. XRP price analysis on the 4-hour chart The four-hour price analysis of XRP also confirmed a bullish market trend for the cryptocurrency on an hourly basis. Its value increased to $1.30 in the past four hours. The increased volatility signals a strong probability of a reversal or further price recovery in the coming hours. The Bollinger Bands have expanded, as volatility levels are high. This increase in volatility signals a higher market unpredictability. Moreover, the upper Bollinger Band has shifted to $1.75, indicating the resistance threshold. Conversely, the lower Bollinger Band is at a low of $1.16, securing the support. XRP/USD 4-hour price chart. Source: TradingView The RSI indicator is moving towards the neutral zone as it moves upwards. Its value has increased to index 29 in the past few hours. The curve on the RSI graph confirms a positive trend as the indicator’s score increases. The recent upturn refers to a relatively balanced trading environment for investors. XRP technical indicators: Levels and action Daily simple moving average (SMA) Period Value ($) Action SMA 3 1.77 SELL SMA 5 1.62 SELL SMA 10 1.66 SELL SMA 21 1.81 SELL SMA 50 1.93 SELL SMA 100 2.07 SELL SMA 200 2.43 SELL Daily exponential moving average (EMA) Period Value Action EMA 3 1.86 SELL EMA 5 1.95 SELL EMA 10 1.99 SELL EMA 21 1.99 SELL EMA 50 2.05 SELL EMA 100 2.21 SELL EMA 200 2.34 SELL What to expect from XRP price analysis next? The daily price analysis for the XRP/USD pair presents a bearish trend for the cryptocurrency, but the trend can flip as the buying momentum returns. In the past 24 hours, the bulls took the lead, thereby creating favorable circumstances for the investors. The coin value has increased to $1.30 because of the increasing momentum today, but it is still below yesterday’s opening price of $1.51. Is XRP a good investment? XRP, a cryptocurrency specifically designed for quick and cost-effective cross-border transactions, holds promise in global finance. The easing of regulatory hurdles for Ripple, along with the rising adoption, might boost the XRP price. Additionally, several recent acquisitions and CBDC developments make XRP a good long-term investment option. As with any investment, the outlook for XRP remains uncertain, necessitating a cautious approach and thorough due diligence. It is advised to proceed with caution. Why is XRP down? The XRP/USD crypto pair price has increased, but following a strong correction that was observed until yesterday, the coin is at a loss for the period of the past 24 hours. How much will XRP cost in 2026? Considering the future price movements, XRP is expected to trade at an average price of $2.81 by the end of 2026. Will XRP reach $5? If demand for XRP tokens continues to rise and its growth trajectory remains consistent, the coin could approach $5 by 2028. However, it’s crucial to remember that XRP’s all-time high stands at $3.65, achieved on July 18, 2025. Can XRP reach $20? According to Ripple’s price prediction, XRP has a chance of reaching near $20 but not before 2032. However, it is expected to reach this level if the XRP ecosystem adoption by major financial institutions continues, making it a good option to buy XRP. Will XRP reach $100 dollars? Though there are rumors of XRP reaching $100 in the market, and some pro-XRP analysts are also promoting it, many are raising questions about this possibility. XRP may not reach $100 in the near future, at least. Still, the token provides a good buying opportunity to investors looking for long-term goals. Will XRP reach $1000? If one XRP coin is worth $1000, its market cap must be more than $100 trillion. Comparatively, the total global stock market cap is about $110 trillion. Therefore, it is unlikely that XRP will reach $1000, based on current market dynamics. Does XRP have a good long-term future? XRP is expected to increase in value gradually over the coming years, giving good yields to XRP holders and institutional investors. The coin is expected to reach a maximum price of $12.38 by 2032, making it a valuable asset, particularly with the continued efforts of Ripple Labs. However, some regulatory uncertainties still exist for XRP. Considering these factors, investors must carry out their own research. Recent news/opinions on the Ripple Network Ripple CEO Brad Garlinghouse has emphasized the need for a clear legal framework to allow innovation to flourish. Asserting that ‘perfect should not be the enemy of good,’ Garlinghouse noted that no piece of legislation ever satisfies everyone’s standards. These comments were made in endorsement of a post on X by Patrick Witt, the Executive Director of the President’s Council of Advisors for Digital Assets. “Let’s not let perfect be the enemy of good” – this right here is the key. No piece of legislation has ever been perfect by everyone’s standards. What we need is a clear framework, allowing innovation to flourish — exactly what Market Structure will deliver. I’ll keep saying it… https://t.co/NXAlnazzdv — Brad Garlinghouse (@bgarlinghouse) January 21, 2026 XRP price prediction February 2026 According to the Ripple price prediction for February 2026, XRP could reach a maximum price of $2.43. The average trading price is expected to be $1.81 for the month, while the lowest it can go, as per XRP cost estimation, is $1.38, considering the current XRP sentiment. Period Potential Low ($) Average Price ($) Potential High ($) February 2026 $1.38 $1.81 $2.43 XRP price prediction 2026 The XRP price prediction for 2026 suggests that the price could reach a maximum of $3.37 by the end of the year, considering its technological utility and enhancement of cross-border payments. We expect an average trading price of $2.86 and a floor price of $1.27. Period Potential Low ($) Average Price ($) Potential High ($) XRP price prediction 2026 $1.27 $2.38 $2.86 XRP price predictions 2027-2032 Year Minimum Price Average Price Maximum Price 2027 $3.49 $3.97 $4.44 2028 $5.08 $5.55 $6.03 2029 $6.66 $7.14 $7.62 2030 $8.25 $8.73 $9.20 2031 $9.84 $10.31 $10.79 2032 $11.42 $11.90 $12.38 XRP price prediction 2027 The XRP price predictions for 2027 suggest that the XRP cryptocurrency could reach a minimum trading price of $3.49 and an average price of $3.97. The XRP price forecast further suggests that the Ripple coin is estimated to reach a maximum of $4.44. XRP price prediction 2028 Ripple XRP price prediction for 2028 estimates a minimum value of $5.08, which is significantly higher than the current XRP price, and an estimated average XRP price of $5.55. The maximum price forecast for 2028 is $6.03, which is quite higher than its current price. Ripple price prediction 2029 The Ripple price prediction for 2029 shows a minimum price of $6.66. XRP price is expected to reach a maximum level of $7.62, with an estimated average trading value of $7.14 through 2029. XRP price prediction 2030 The XRP price prediction for 2030 estimates that XRP will attain a minimum price of $8.25, an average trading price of $8.73, and a maximum price of $9.20. XRP price prediction 2031 XRP price prediction for 2031 suggests a minimum price of $9.84 and an average expected trading price of $10.31 throughout the year 2031. The maximum forecasted price target for 2031 is set at $10.79. XRP price prediction 2032 The XRP price prediction for 2032 is a minimum price of $11.42 and an average price of $11.90. The maximum forecast price for 2032 is $12.38, as crypto analysts expect investors to continue buying XRP. XRP price prediction 2026 – 2032. Source: Cryptopolitan XRP market price prediction: Analysts’ XRP price forecast Firm Name 2026 2027 DigitalCoinPrice $0.64 $1.73 Coincodex $1.85 $3.34 Cryptopolitan’s XRP price prediction Our forecast indicates that XRP is expected to reach a high price of $2.86 by the end of 2026. In 2027, the XRP price is expected to range between $3.49 and $4.44. In 2032, the cryptocurrency is expected to range between $11.42 and $12.38, with an average price of $11.90. It is important to consider that predictions are not investment advice. Professional consultation is suggested, or you can carry out your research. XRP historic price sentiment XRP price history: Coinmarketcap Before 2017, the asset’s value hovered around $0.01; in April 2017, it rose to $0.05; the gradual climb soon continued as it reached $0.25 in May, showing a positive price action as Ripple continued to excel. Towards the end of 2019, XRP price stabilized at around $0.30 and did not cross the $0.5 mark throughout the year. However, the bullish run of 2020 pushed the coin’s value to a peak price of $0.8, gaining investor interest before finishing the year at $0.66. Early 2021 was supposed to be bullish for XRP, but the SEC announced a lawsuit that derailed investors. Nonetheless, XRP beat the odds and surged above $1.5 during the year, but by 2022, it plummeted to as low as $0.31, significantly decreasing XRP market cap. XRP started 2023 at $0.335, and on July 13, it almost doubled its value in a steep spike. It shot from $0.470 to $0.814 while swinging towards $0.9 for a few hours. A partial victory against the SEC triggered the price jump, surging the trading volume. XRP closed 2023 at about $0.62. In 2024, XRP has so far ridden the market wave. The bears earlier on and then a bullish price movement by mid-March resulted in a market price of $0.72, according to data from the cryptocurrency market. In July, XRP traded between $0.418 and $0.658, showing a good recovery. However, the coin went under bearish pressure at the start of August, falling back down to the $0.550 range as per crypto market records showing high volatility. In September 2024, XRP recovered up to the $0.642 level, but the price went down to the $0.500 range in October. A tremendous bullish impulse was observed in November when XRP touched the $1.96 mark, and it reached $2.72 on December 2, 2024. In January 2025, XRP reached a peak price of $3.19 and traded near the $2.90 level in February. It stepped down to $2.1 in March and to $1.79 in April. By the middle of May, XRP touched $2.57, and in July, it marked a new all-time high of $3.65. Near the start of August 2025, XRP was trending above $3, showing significant growth as the market sentiment was tilting toward the positive side; however, it lost $3 by the end of the month. In October through November, XRP traded around $1.83 to $3.10. At the start of December, XRP is trading around $1.99 to $2.18. XRP entered 2026 in a corrective phase, trending near $1.8, and plunged to the $1.5 range at the start of February; the broader crypto market is bearish.
