XRP Reserves on Binance Plunge to 2.74B as Smart Money Quietly Accumulates According to renowned market analyst Xaif Crypto, XRP reserves on Binance have dropped to 2.74 billion XRP, marking one of the lowest levels recorded in recent months. This sharp decline suggests that institutional and high-net-worth investors, often dubbed “smart money,” are accumulating XRP off exchanges, signaling a potential bullish phase ahead. Xaif Crypto notes that the ongoing reduction in exchange-held XRP reflects a shift in investor behavior from short-term trading to long-term holding. Historically, such declines in exchange reserves often precede price surges, as supply on trading platforms tightens and demand builds from private wallets, institutional custody, and staking programs. Consistent outflows of this scale often signal that strategic investors are positioning ahead of a major move, and the current XRP trend points to stealth accumulation, not retail speculation. The timing of these moves coincides with rising optimism over Ripple’s growing dominance in global payments, especially its push into the $187 trillion B2B cross-border market. As Ripple deepens ties with banks, fintechs, and payment networks, analysts say real demand for XRP’s liquidity utility is accelerating beyond speculation. Additionally, on-chain data shows whale holdings have surged past $560 million this week, echoing accumulation patterns that historically preceded major market rallies. Therefore, the current environment reflects a classic quiet accumulation phase, where smart money loads up while retail investors remain uncertain. If the trend continues, XRP could be on the verge of a liquidity-driven breakout, fueled not by hype, but by institutional demand and utility-based adoption, setting the stage for the next leg up. Conclusion The sharp drop in XRP reserves on Binance to 2.74 billion, coupled with rising institutional accumulation, signals a market quietly positioning for its next major move. With on-chain data confirming large-scale accumulation, conditions are aligning for a potential supply squeeze, a pattern that has historically preceded notable price surges.