Hidden gem up 250%, analysts call it the best crypto to invest, 60% sold, 15% gain anytime in October

Analysts are calling Mutuum Finance (MUTM) the hidden gem of 2025. The token has already delivered 250% gains to early investors who joined during Phase 1. With 60% of the current phase already sold and the next price increase expected any time in October, many investors believe this is one of the best moments to enter before the next big move shows up on crypto charts. A new era of lending and borrowing Mutuum Finance (MUTM) is still in Presale Phase 6. The price is now $0.035 and will rise to $0.04 in the next phase, marking a 15% jump. The project has already raised around $16.9 million from more than 16,800 holders. This steady growth reflects increasing interest in the platform’s simple but powerful lending and borrowing features for USDT and ETH that will soon go live on the Sepolia Testnet with much more. The heart of Mutuum Finance (MUTM) lies in its Peer-to-Contract (P2C) system. It will allow users to pool assets such as USDT, BTC, and others into audited smart contracts. Borrowers will use crypto as collateral to get instant loans while keeping their holdings safe. For example, a person who lends 20,000 USDT through the protocol will receive mtUSDT at a one-to-one ratio. With an average yearly return of about 15%, this lender will earn around $3,000 in passive income over the year. This simple setup will make investing in crypto both rewarding and accessible for everyday users. For coins with higher risk and larger price swings, Mutuum Finance (MUTM) will offer a Peer-to-Peer (P2P) system. Tokens like DOGE or PEPE will have their own space here. Lenders and borrowers will decide the loan amount, duration, and rate directly. While this model involves more risk, the returns will also be greater. It will give investors freedom to manage their own terms while keeping the main pools safe from volatility. All loans on the platform will remain overcollateralized. A Stability Factor will check how secure each loan is. When the collateral value drops below the safe range, the system will trigger liquidation. Liquidators will buy the bad debt at a discount and stabilise the system. This process will protect everyone else in the pool. Market changes often affect borrowing and lending, and Mutuum Finance (MUTM) has planned strong measures to handle this. Stable assets such as ETH and USDT will allow a Loan-to-Value ratio of about 75%, while riskier tokens like meme coins will stay near 40%. This will prevent sudden losses during volatile markets. Liquidity pools will also ensure that liquidations happen quickly, avoiding price shocks. Building trust through security and transparency Security will always come first for Mutuum Finance (MUTM). The project has undergone a detailed audit by CertiK, using both Manual Review and Static Analysis methods. It received a Token Scan Score of 90 and a Skynet Score of 79, showing a strong security setup. The audit request was placed on February 25, 2025, and revised on May 20, 2025, as part of ongoing updates before the public launch. To encourage community involvement, Mutuum Finance (MUTM) has introduced a 50,000 USDT Bug Bounty Program. Critical reports will earn up to 2,000 USDT, while smaller findings can still get rewards from 200 to 1,000 USDT. In addition, the team has started a $100K giveaway , where ten early supporters will receive $10,000 worth of MUTM each. These actions will keep the ecosystem strong and transparent while rewarding the community. Investors can already use the live dashboard to view their holdings, track returns, and estimate potential future income. The platform also features a Top 50 leaderboard, which rewards the biggest investors with bonus MUTM tokens. This inspires friendly competition and makes the experience more engaging for everyone who is investing in crypto. Investors who bought MUTM early on in Phase 1 paid $0.01 for it, and its value has already gone up by 250%. At the listing price of $0.06, these identical investors will make six times their money. With the testnet launch coming up soon and big exchanges like Coinbase and Kraken expecting to list it, demand will keep going up greater people will find it useful, and greater activity will bring more attention to Mutuum Finance (MUTM) on global crypto charts. Phase 6 is already progressing quickly, and the price is projected to go up to $0.04 at some point in October. This is your final chance to buy MUTM for $0.035 before the price goes up by 15%. As more individuals join, there will be less supply and more interest in the crypto world. If you missed the early stages, this is your chance to catch up before Mutuum Finance (MUTM) becomes one of the most popular names in decentralized crypto investing. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Hidden gem up 250%, analysts call it the best crypto to invest, 60% sold, 15% gain anytime in October appeared first on Invezz